Can I retire?

Which pension do you have?

We use your system's official formula and retirement ages.

When were you born?

Your age sets when you can retire and your full retirement age for Social Security.

At what age would you like to retire?

Pick the age you're hoping for. We'll check whether your system allows it, and whether there's an early-retirement cut.

Tell us about your PERS job

Tell us about your DRS plan

When did you start in your DRS plan?

What kind of federal job do you have?

How many years of service will you have when you retire?

Count the years you'll have on the date you retire, not just today.

How much would your pension pay each month?

Use the monthly amount from your retirement system's estimate for the age you picked, before taxes. Enter 0 if you don't have a pension.

What do you have in retirement savings?

Count your TSP, IAP, 457, 403(b), 401(k) and IRAs. Leave it at 0 if you have none.

How we count it: we grow your savings 4% a year until you retire, then pay it out in equal monthly amounts until age 90 while the rest keeps growing 4% a year.

What will Social Security pay you?

Your Social Security statement at ssa.gov shows the monthly amount at your full retirement age.

How much do you need each month?

Your spending before taxes, including health insurance. Not sure? Your take-home pay today plus what's withheld for taxes is a good place to start.

Retiring before 65? Remember health insurance until Medicare. Our guide to health insurance before 65 shows the choices.