Free retirement calculators
Each one asks a few plain questions, gives the answer in a sentence, and shows every step of the math with a link to the official rule. Your answers stay on your device.
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Can I retire?
A yes, close or not yet in about three minutes, with Social Security at 62, full retirement age or 70.
Get my answer Most completeRetirement Date Planner
Pension, savings and Social Security on one timeline for Oregon PERS or FERS, with your spouse and dates compared.
Plan my retirement datePensions
PERS Pension Estimator
Tier One, Tier Two or OPSRP, with Money Match and the IAP.
Estimate my PERS pension Any pensionSingle life or survivor option
What a survivor option costs you each month, and when it comes out ahead.
Compare my optionsFederal FERS
FERS and TSP Planner
Your annuity, the FERS supplement and the TSP, by retirement date.
Estimate my FERS annuity FERSSick leave to service credit
Turn unused sick leave hours into months of service and dollars of annuity.
Convert my sick leave FERSMilitary buyback
Your deposit, what it adds to your annuity, and how fast it pays for itself.
Check the buybackMoney and taxes
Take-home pay in retirement
Federal tax on your pension, savings and Social Security for 2026, with the new senior deduction.
See my take-home pay SavingsHow long will my savings last?
Years of withdrawals from your TSP, IAP, 457 or IRA at the amount you choose.
Check my savings